fbpx Skip to main content
BlogBusiness Lending

6 Businesses That Benefit From Equipment Financing

By November 27, 2019No Comments

Running a business is hard work. Running a business that requires heavy, expensive equipment? Well, your workload just got even harder. 

Here at Merchant ReFi, we focus on business lending for a variety of applications, and this includes restaurant equipment leasing, business equipment financing, medical equipment leasing, and small business equipment financing. Just because you don’t have the financial means upfront to pay for large pieces of equipment doesn’t mean your business should be penalized. If you’re in need of business lending, then we can help. Keep reading to learn more about our equipment financing company and the industries that can benefit, and then contact us today with questions or apply for business lending online.


The agriculture industry keeps our economy and our citizens going — and there’s no shortage of equipment to make that happen! Business equipment financing within the agriculture sector can keep your farming operation going, as it can be used for tractors, heavy-duty tires, irrigation components, and more. This form of heavy equipment financing is something that Merchant ReFi can help with when it comes to business lending.

Auto Repair

Within the auto repair industry, there’s always a need for small business equipment financing. Here at our equipment financing company, we’ve seen auto repair companies need business lending for inventory, skilled workers, and tech upgrades. You need to stay at the front of the pack when it comes to auto repair, and business equipment financing can help you get there by ensuring you have the best, most recent equipment on-hand.

CTA Apply Now


Next up: construction. Business lending can benefit you in the form of materials, equipment, and payroll. In terms of business equipment financing, business lending can help with commercial real estate development, site preparation and excavation, bridge and tunnel construction, and so much more. The sky is the limit when it comes to how an equipment financing company can benefit the construction industry.


Medical equipment leasing can mean that your healthcare business gets the best state-of-the-art equipment to benefit your medical practice without waiting until you have the funds to do so. This ensures your clients are getting the best care possible. Business lending from Merchant ReFi can be used for senior housing, emergency clinics, pharmaceutical facilities, hospitals and more.


Restaurants require various types of equipment in order to perform at an optimal level — equipment you may not have ever even thought of until you began working in the restaurant industry! Ovens and ranges, large refrigerators, walk-in freezers, and other pieces of high-quality restaurant equipment all cost money, but they can help your restaurant fine-tune processes, save money, and deliver on quality. Learn more about restaurant equipment leasing and business lending with Merchant ReFi today.


The transportation industry is all-encompassing, including such broad industries as trucking, airlines, bus lines, express delivery services, maritime, and more. There is a lot of money to be made in the transportation industry, but it’s not possible without the right equipment to support you and your employees. Business lending can help you get the equipment, and then the equipment can help you turn a profit.

How Business Equipment Financing Works

With Merchant ReFi as your equipment financing company, you can finance up to 100% of used or new equipment for your business. We offer interest rates between 8% and 30%, and we can process your application in as few as two days. Loan terms last around the expected life of your equipment, and the equipment itself is the collateral on the loan. 

Most businesses that received approval for this form of business lending had a credit score of 630+, revenues exceeding $130,000, and have been in business for at least two years.

You can easily and quickly apply online for business lending and business equipment financing by completing our application, which includes uploading your driver’s license, a voided business check, an equipment quote, your credit score, bank statements, and business tax returns.

You get the money for business equipment while spreading the cost of the purchase and increasing your business productivity — all without additional collateral.

Secure Business Lending Today

Here at Merchant ReFi, we aim to make the life of a business owner less stressful and the success of their business more apparent. All this and more is possible through our business lending. The application process is fast, easy, and stress-free; our agents are available to discuss options; and our business equipment financing is transparent and easy to understand.

Small business equipment financing doesn’t have to be predatory and confusing. Work with Merchant ReFi today and see the difference extra funds can make for your business. Contact us today to get answers to questions or begin the online process of applying for business lending. We can’t wait to see how your business grows and improves with the additional funds!

Leave a Reply