Merchant ReFi can give your business the financing it needs, plus bonus award miles.

  • Fast, easy, and 100% secure
  • Merchant ReFi will help you choose the right option for your needs
  • We’ll help keep your money in your pocket and increase your cashflow
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How Does It Work?

Merchant ReFi can help you find the best financing plan for your business. Unlike regular loans, our cash advance product does NOT require any collateral or incur interest. The advance is automatically paid for by taking a small percentage of your credit card transactions or by a fixed ACH debited to your bank account until it is fully paid.

Our Easy Process

1. Apply

Fill out our form to start the qualification process.

2. Review

One of our agents will review your application and get you the best rate available.

3. Approved

Receive working capital for business and 10,000 bonus award miles.

Earn 10,000 United MileagePlus® bonus award miles with any qualifying Merchant ReFi advance

Learn More

Merchant ReFi is the only Direct Lender to offer bonus United MilagePlus award miles along with fast working capital.

Get an advance, consolidate your debt or refinance your current advance and earn 10,000 United MilagePlus bonus award miles.

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The United MileagePlus miles earned by funding with Merchant ReFi can only be received by the persons signing the agreement for funding. The name of the recipient(s) must match the name of the persons signing for the agreement, and the miles may not be earned by any other persons within the respective organization. The miles will be earned by the recipient(s) one time for completing funding, and will be sent out within 6-8 weeks of funding. If there are any questions about this please contact Merchant ReFi support at 1-877-737-7334, and not United MileagePlus.