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Earning Rewards with Merchant ReFi Has Never Been Easier

Rewards are earned and accumulate whenever you take a qualified round of funding with Merchant ReFi

How to Earn Rewards Through Merchant ReFi

Earning rewards with Merchant ReFi couldn’t be easier! Rewards are earned whenever you take a qualified round of funding. This typically starts at $20,000 or more of funding. Keep an eye out for monthly deals and promotions that allow you to get even more miles/points for investing in your business.

Your miles/points will be issued 30 days after you have been funded, provided that your account is still in good standing.* Please contact the Merchant ReFi team with any additional questions you have about our rewards program!

Our Easy Process

Three easy steps to get started


Fill out our form to start the qualification process.


One of our agents will review your application and get you the best rate available.


Receive working capital for your business and 10,000 award miles.

Login to Your Rewards Account

Program Provisions:

  1. Merchant ReFi may modify or terminate this program at any time without notice.
  2. You are responsible for ensuring no unauthorized or illegal use of the Merchant ReFi website with your password or account access.
  3. Merchant ReFi reserves the sole right to determine the resolution of any question, interpretation, conflict, dispute, or other issue arising from or relating to any contest, awards, or redemption of points or prizes.
  4. Once redeemed, Merchant ReFi award points are considered earnings.  
  5. Award Points cannot be redeemed for cash.
  6. All decisions on award eligibility will be made by Merchant ReFi and are final.
  7. If a specific merchandise item is discontinued, Merchant ReFi reserves the sole right to substitute a similar item of equal or greater value.
  8. Merchant ReFi reserves the sole right to substitute any award with award of similar quality.
  9. Returned merchandise will not be accepted without prior written authorization from the Award Headquarters Customer Service Department.  Award Headquarters offers a 30-day warranty plan on any defective merchandise. After 30 days, you will be provided with the manufacturer’s warranty/proof of purchase form to assist you in finding a dealer in your area.  Contact Award Headquarters for complete details at 844-522-8035.
  10. If our business relationship is terminated, unredeemed points will be forfeited.
  11. Merchant ReFi will determine eligibility for participation in the program and may rescind the right to participate at any time.
  12. Falsifying any point statement, reporting incorrect results, or engaging in any other fraudulent or improper conduct regarding point redemption or maintaining and account is prohibited.  Merchant ReFi will determine, at its sole discretion, the penalty appropriate for any prohibited conduct.
  13. This program may terminate at any time.
  14. All award selections are final and points are not transferable.
*Terms and conditions may apply.
What Our Happy Customers Have Been Saying

These guys are one of the most trustworthy and honest people in the industry. They actually want to help your business. Definitely worth your time.

Stefano DamianiBusiness Owner

Great customer success team. They took the time to understand our needs and found a program that would fit exactly. Also coached us through the process patiently ensuring that we understood everything.

Shah AshishBusiness Owner

Merchant Refi gave me the small Business loan that I needed to jump start a new project and I am very happy with how easy it is to work with them. Jack and his Team are Good-People, the transactions are smooth, and they actually care about the success of my projects.

Daniel RubensteinBusiness Owner

Merchant ReFi is the only direct funder to offer bonus United MileagePlus award miles along with fast working capital.

Get an advance and earn 10,000 United MileagePlus bonus award miles.