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Get the Financing Your Business Needs!

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Merchant ReFi is a direct funder specializing in fast working capital for small and medium-sized businesses.
With us, business financing is always fast, easy and 100% secure!


Our Easy Process

Three easy steps to get started


Fill out our form to start the qualification process.


One of our agents will review your application and get you the best rate available.


Receive working capital for your business and 10,000 award miles.

Minimum Qualifications

Call us today to speak with one of our friendly and knowledgeable team members to discuss your options and get the funding you need.

(844) 737-7334

Most businesses who received approval had:

In business for at least one year
$20,000+ in monthly sales
A minimum credit score of 500

What Our Happy Customers Have Been Saying

Stefano Damiani

Feb 17, 2021


These guys are one of the most trustworthy and honest people in the industry.

They actually want to help your business.

Definitely worth your time.

Read More on Google

Pfeiffer Jennifer

Jan 17, 2022


Chevy Heyman is my go to woman for any loans I need. She always works at top speed and she understands my urgency always. She knows that I have little tolerance for time consuming chit chat or long processes and she gets me funded quickly. Though the cost to buy money is extreme, the quick service and rapid funding make up for it. Merchant Refi has been an extraordinary tool to keep my cash flow going.

Read More on TrustPilot

Shah Ashish

Jan 17, 2023


Great customer success team.
They took the time to understand our needs and found a program that would fit exactly.

Also coached us through the process patiently ensuring that we understood everything.

Read More on TrustPilot

Merchant ReFi is the only direct funder to offer bonus United MilagePlus award miles along with fast working capital.

Get an advance and earn 10,000 United MilagePlus bonus award miles.