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We can help you find flexible funding for your business.

Merchant Refi is a direct funder specializing in fast working capital for small and medium-sized businesses. We, at Merchant ReFi, take pride in our diverse marketplace. We are all about helping all sorts of business owners fund their own business.

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How Does it Work?

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Fill out our online form to begin your qualification process.

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A member of our team will review your application form carefully to find the best rate you can avail.

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Receive the equipment financing for your business within 2 days.

Minimum qualifications

✔️ In business for at least one year

✔️ $20,000+ in monthly sales

✔️ A minimum credit score of 500

Call us today to speak with one of our friendly and knowledgeable team members to discuss your options and get the funding you need.

(844) 737-7334

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The United MileagePlus miles earned by funding with Merchant ReFi can only be received by the persons signing the agreement for funding. The name of the recipient(s) must match the name of the persons signing for the agreement, and the miles may not be earned by any other persons within the respective organization. The miles will be earned by the recipient(s) one time for completing funding, and will be sent out within 6-8 weeks of funding. If there are any questions about this please contact Merchant ReFi support at (844) 737-7334, and not United MileagePlus.

Stefano Damiani

Feb 17, 2018


These guys are one of the most trustworthy and honest people in the industry.

They actually want to help your business.

Definitely worth your time.

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Pfeiffer Jennifer

Jan 17, 2019


Chevy Heyman is my go to woman for any loans I need. She always works at top speed and she understands my urgency always. She knows that I have little tolerance for time consuming chit chat or long processes and she gets me funded quickly. Though the cost to buy money is extreme, the quick service and rapid funding make up for it. Merchant Refi has been an extraordinary tool to keep my cash flow going.

Read More on TrustPilot

Shah Ashish

Jan 17, 2019


Great customer success team.
They took the time to understand our needs and found a program that would fit exactly.

Also coached us through the process patiently ensuring that we understood everything.

Read More on TrustPilot

Get Started

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Earn 10,000 United MileagePlus® bonus award miles with any qualifying Merchant ReFi advance

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