Rewards Finance. The Sky’s the limit.

Get an advance, consolidate your debt or refinance your current advance and earn 10,000 United MileagePlus® bonus award miles.

Get Started!

Earn 10,000 United MileagePlus® bonus award miles with any qualifying Merchant ReFi advance!

Learn More

How Does it Work?

1. Apply

Fill out our form to start the qualification process.

2. Review

One of our agents will review your application and get you the best rate available.

3. Approved

Receive working capital for your business and 10,000 award miles.

Debt Consolidation

Merchant ReFi can payoff your current debt and get you additional capital at a lower rate with more time to pay and bonus award miles.

  • Fast, easy, and 100% secure
  • Merchant ReFi will help you choose the right option for your needs
  • We’ll help keep your money in your pocket and increase your cashflow
APPLY NOW

Loan Refinancing

If you currently have multiple loans Merchant ReFi can help consolidate your debt into one low monthly payment.

  • Fast, easy, and 100% secure
  • Merchant ReFi will help you choose the right option for your needs
  • We’ll help keep your money in your pocket and increase your cashflow
APPLY NOW

Use Cases

Retail

  • Inventory
  • Marketing
  • Payroll

Restaurants

  • Equipment
  • Staffing
  • Cash Flow

Construction

  • Materials
  • Equipment
  • Payroll

Manufactures

  • Tech Upgrades
  • Raw Materials
  • Expansion

Auto Repair

  • Inventory
  • Skilled Workers
  • Tech Upgrades

Small Business

  • Cash Flow
  • Advertising
  • Sub-Contractors

Transportation

  • Gas/Fuel
  • Operations
  • Insurances

Medical Offices

  • Tech Upgrades
  • Cash Flow
  • New Equipment

Get the working capital you need

The United MileagePlus miles earned by funding with Merchant ReFi can only be received by the persons signing the agreement for funding. The name of the recipient(s) must match the name of the persons signing for the agreement, and the miles may not be earned by any other persons within the respective organization. The miles will be earned by the recipient(s) one time for completing funding, and will be sent out within 6-8 weeks of funding. If there are any questions about this please contact Merchant ReFi support at (844) 737-7334, and not United MileagePlus.

Miles accrued, awards, and benefits issued are subject to change and are subject to the rules of the United MileagePlus program, including without limitation the Premier® program (the “MileagePlus Program”), which are expressly incorporated herein. Please allow 6-8 weeks after completed qualifying activity for miles to post to your account. United® may change the MileagePlus Program including, but not limited to, rules, regulations, travel awards and special offers or terminate the MileagePlus Program at any time and without notice. United and its subsidiaries, affiliates and agents are not responsible for any products or services of other participating companies and partners. Taxes and fees related to award travel are the responsibility of the member. Bonus award miles, award miles and any other miles earned through non-flight activity do not count toward qualification for Premier status unless expressly stated otherwise. The accumulation of mileage or Premier status or any other status does not entitle members to any vested rights with respect to the MileagePlus Program. All calculations made in connection with the MileagePlus Program, including without limitation with respect to the accumulation of mileage and the satisfaction of the qualification requirements for Premier status, will be made by United Airlines and MileagePlus in their discretion and such calculations will be considered final. Information in this communication that relates to the MileagePlus Program does not purport to be complete or comprehensive and may not include all of the information that a member may believe is important, and is qualified in its entirety by reference to all of the information on the united.com website and the MileagePlus Program rules. United and MileagePlus are registered service marks. For complete details about the MileagePlus Program, go to united.com.

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