Reward Your Business with Merchant ReFi

Get funding for your business and earn Rewards or 10,000 United MileagePlus® bonus award miles.

Get Started!

How it Works?

Three easy steps to get started

Apply

Fill out our form to start the qualification process.

Review

One of our agents will review your application and get you the best rate available.

Approved

Receive working capital for your business and 10,000 award miles.

Merchant ReFi is the only direct funder to offer bonus United MileagePlus award miles along with fast working capital.

Get an advance and earn 10,000 United MileagePlus bonus award miles.

Get Started!

Why Merchant ReFi?

At Merchant ReFi we know how much you put into your business, day in and day out. What if there was finally a business funding solution that took your time and specific needs into account? With Merchant ReFi, you finally have access to business funding solutions created on that very foundation – plus we offer a dedicated rewards program for business owners like you! Get the business funding you need, when you need it most and unlock your business’ growth potential with Merchant ReFi.

Options

Different Use Cases

Retail

Inventory
Marketing
Payroll

Restaurants

Equipment
Staffing
Cash Flow

Construction

Materials
Equipment
Payroll

Manufactures

Tech Upgrades
Raw Materials
Expansion

Auto Repair

Inventory
Skilled Workers
Tech Upgrades

Small Business

Cash Flow
Advertising
Sub-Contractors

What Our Happy Customers Have Been Saying

“These guys are one of the most trustworthy and honest people in the industry. They actually want to help your business. Definitely worth your time.”
Stefano DamianiBusiness Owner

“Great customer success team. They took the time to understand our needs and found a program that would fit exactly. Also coached us through the process patiently ensuring that we understood everything.”
Shah AshishBusiness Owner

“Merchant Refi gave me the small Business loan that I needed to jump start a new project and I am very happy with how easy it is to work with them. Jack and his Team are Good-People, the transactions are smooth, and they actually care about the success of my projects.”
Daniel RubensteinBusiness Owner

Get the Working Capital You Need

Apply Now

The United MileagePlus miles earned by funding directly with Merchant ReFi can only be received by the persons signing the agreement for funding. The name of the recipient(s) must match the name of the persons signing for the agreement, and the miles may not be earned by any other persons within the respective organization. The miles will be earned by the recipient(s) one time for completing funding, and will be sent out when requested within 6-8 weeks of being paid in full and in good standing. This offer will expire after the 6–8 week request period. All requests must be sent to info@merchantrefi.com. If there are any questions about this please contact Merchant ReFi support at (844) 737-7334, and not United MileagePlus.

Miles accrued, awards and benefits issued are subject to change and are subject to the rules of the United MileagePlus program, including without limitation the Premier® program (the “MileagePlus Program”), which are expressly incorporated herein. Please allow 6-8 weeks after completed qualifying activity for miles to post to your account. United® may change the MileagePlus Program including, but not limited to, rules, regulations, travel awards, and special offers or terminate the MileagePlus Program at any time and without notice. United and its subsidiaries, affiliates, and agents are not responsible for any products or services of other participating companies and partners. Taxes and fees related to award travel are the responsibility of the member. Bonus award miles, award miles and any other miles earned through non-flight activity do not count toward qualification for Premier status unless expressly stated otherwise. The accumulation of mileage or Premier status or any other status does not entitle members to any vested rights with respect to the MileagePlus Program. All calculations made in connection with the MileagePlus Program, including without limitation with respect to the accumulation of mileage and the satisfaction of the qualification requirements for Premier status, will be made by United Airlines and MileagePlus in their discretion and such calculations will be considered final. Information in this communication that relates to the MileagePlus Program does not purport to be complete or comprehensive and may not include all of the information that a member may believe is important, and is qualified in its entirety by reference to all of the information on the united.com website and the MileagePlus Program rules. United and MileagePlus are registered service marks. For complete details about the MileagePlus Program, go to united.com.