Merchant ReFi

Merchant ReFi can give your business the financing it needs, plus bonus award miles.

  • Fast, easy, and 100% secure
  • Merchant ReFi will help you choose the right option for your needs
  • We’ll help keep your money in your pocket and increase your cashflow

Schedule No Obligation Consultation

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How Does It Work?

Merchant ReFi can help you find the best financing plan for your business. Unlike regular loans, our cash advance product does NOT require any collateral or incur interest. The advance is automatically paid for by taking a small percentage of your credit card transactions or by a fixed ACH debited to your bank account until it is fully paid.

Our Easy Process

1. Schedule

Fill out our form to schedule a FREE no obligation consultation.

2. Consultation

One of our agents will reach out to consult with you and answer your questions.

3. Review

Once you have all the info you need, we’ll help you figure out if receiving working capital for business and 10,000 bonus award miles is right for you.


Qualifications to apply for and receive merchant finance

  • In business for at least one year
  • $20,000+ in monthly sales
  • A minimum credit score of 500
  • Not a non-profit or in the marijuana, oil, or gas industries
[vc_message style=”square”]Your gross revenue is your revenue after transfers between accounts but before all other expenses.[/vc_message]


What you’ll receive with your merchant advance capital

  • Funding amount ranges between $10,000 and one million dollars
  • Terms ranging from six to 18 months
  • Daily and weekly repayment cycles
  • Peace of mind and working capital for your business!

Ready to get the funding your business needs?

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What’s In It For You

Your small or even medium-sized business has financial obligations. We recognize that and our merchant advance can help! You can use your advance for anything related to your business — such as real estate, taxes, payroll, and more — and you can get it as soon as you’re approved. Our merchant cash advance company also doesn’t require you to put down any collateral, making the process easier and less stressful for you. Looking for an increase in working capital? Welcome to Merchant ReFi.

On top of that, you also qualify to receive United MileagePlus® award miles. You’ll receive your bonus miles 30 days after funding for $20,000 or more if your account is in good standing. Whether you’re taking a business trip or jetting off on a family trip is up to you — we’re just here to help make it possible.

Merchant ReFi

Not sure how to find working capital? Merchant ReFi is the answer. Get merchant finance as soon as you’re approved — which is often the same day you apply — and repay your merchant advance easily through small percentages taken out of your company’s credit card transactions or through a fixed ACH debited to your bank account. We’re business lenders who are here to help your business succeed, and you get United MileagePlus® award miles while you’re at it.

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Earn 10,000 United MileagePlus® bonus award miles with any qualifying Merchant ReFi advance

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Merchant ReFi is the only direct funder to offer bonus United MilagePlus award miles along with fast working capital.

Get an advance and earn 10,000 United MilagePlus bonus award miles.

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Contact Us

Schedule a no obligation consultation

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The United MileagePlus miles earned by funding with Merchant ReFi can only be received by the persons signing the agreement for funding. The name of the recipient(s) must match the name of the persons signing for the agreement, and the miles may not be earned by any other persons within the respective organization. The miles will be earned by the recipient(s) one time for completing funding, and will be sent out within 6-8 weeks of funding. If there are any questions about this please contact Merchant ReFi support at 1-877-737-7334, and not United MileagePlus.